Recent grads will want to develop their first (of many) financial plans upon graduation. They can start with what I like to call, “The Big 3”.

The average tax refund this year is $3,009. You worked hard for this money. You had to get up early, commute to your job, and put in long hours for this refund. You would never act as cavalier with this money as the gambler did. Or would you?

Spring has finally sprung and there’s no better time to do some cleaning up – of your finances.