CFP(R) - Let's Make a Plan - Blog
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  • Financial Resolutions for Retirees

    Many of you are headed into the New Year with a list of resolutions to improve your life. If some of those resolutions are financial in nature, they undoubtedly have to do with saving more and spending less. Such fiscal good intentions may be just fine for those in the prime of their working years, but do they make sense for retirees?
  • How to instill good financial practices in children

    No one is born an expert in finances. Financial capability is a skill that must be acquired, and in most cases, children learn it from their parents. But it appears that these lessons are often inadequate, leaving children unprepared to manage their own finances responsibly. Using, saving, investing and sharing are four useful money practices that can be implemented today by parents and caretakers to teach children the essential concepts and skills of responsible money management.
  • The Santa Claus Audit

    What’s that, you say? You don’t believe in Santa Claus? Do you believe in a secure and comfortable retirement? Being able to help your children get a college education? The simple peace-of-mind that comes from being able to pay your credit card in full every month? These goals are probably on just about everyone’s list this season, and even if Santa can’t exactly deliver in time for the holidays, he can give us pointers as to what we must do – and must not do – to get closer to our dreams.
  • 7 Don’t-Miss Strategies for Planning for Income in Retirement

    It's one thing to build up your retirement savings so you can retire, but equally important is the planning you should do to minimize the tax bite after retirement. The task may take some time, so it’s important to plan in advance. Tax rules can be complicated so don’t hesitate to seek advice from a CFP® professional.
  • 4 Steps to Improved Retirement Income Planning

    What’s so hard about retirement income planning? After all, you just pick an investment and put a check in the done box, right? Sadly, history tells us that those who take such an oversimplified approach to this important phase of their lives may be doomed to bounce fecklessly from one strategy to the next, never fully realizing any of the potential benefits. Worse yet, such a strategy may even jeopardize one’s long-term retirement goals.