It's Gotta Be A CFP®
Asking the right questions can greatly impact your future! When it comes to your finances, the most important question is, “Are you a CFP® professional?”
When it comes to your financial security, it’s all about partnering with someone who is committed to putting your interests first. CERTIFIED FINANCIAL PLANNER™ professionals have attained the standard of excellence in financial planning by meeting education, experience and ethical standards, and as part of their certification, they have made a commitment to CFP Board to serve your best interests today to prepare you for a more secure tomorrow.
Asking the right questions can greatly impact your future! When it comes to your finances, the most important question is, “Are you a CFP® professional?”
Working with a CFP® professional is like working with a personal trainer. We are there to provide guidance and accountability.
When you choose a CERTIFIED FINANCIAL PLANNER™ professional, you can be assured that you’re working with a financial advisor who has demonstrated competency and made a commitment to ethics. CFP® professionals must successfully complete a multi-year, multi-step process to obtain the skills and real-life experience they need to serve your best interests, no matter what your financial goals are. Learn more about the extensive certification process for becoming a CFP® professional.
CFP® professionals have the knowledge required to deliver holistic financial planning services, and they must fulfill continuing education requirements.
CFP® professionals must pass the CFP® exam, which tests their ability to apply financial planning knowledge to real-life situations and ensures that they are highly qualified to help you plan for your financial future.
CFP® professionals have at least 2 years of real-life experience providing financial planning services.
CFP® professionals commit to follow a code of ethics and standards set and enforced by Certified Financial Planner Board of Standards, Inc. (CFP Board). They can receive sanctions for not abiding by them, and even risk losing their certification.
Whether you are seeking one-time advice or a more holistic roadmap for your financial future, a CFP® professional is your trusted guide in the process. Learn how partnering with a CFP® professional can provide you with confidence today and a more secure tomorrow.
Make sure you and your nest egg are ready for your later years.
Get ahead of tax season and potentially limit your tax liability.
Fine-tune investment strategies to enable a brighter financial future.
Take control of your credit and debt through careful planning.
Get informed on the types of insurance that can provide the coverage you need.
Ease the burden on loved ones who may have to make decisions about your health or finances, and protect your beneficiaries.
When you hire a CFP® professional, you are hiring a trusted advisor who has committed to CFP Board to putting your interests first. That’s because as part of their certification, a CFP® professional commits to acting as a fiduciary—which means acting in your best interests at all times when providing you with financial advice and financial planning services. A CFP® professional can receive sanctions from CFP Board, and even risk losing their certification, for violating this standard.
Don't feel like your CFP® professional is putting your interests first? Any other issues? Let us know about it.
A comprehensive financial plan encompasses all these elements and more. There are many approaches you could take in creating a financial plan, including going solo or consulting with a friend; however, hiring a financial professional who can leverage their expertise and experience is the best way to develop a solid financial strategy best suited to your needs.
Hispanic Heritage Month is a time to celebrate our rich culture, but it’s also a great opportunity to reflect on the financial future of our families. As a Latina and a CERTIFIED FINANCIAL PLANNER® professional I often see that our financial needs and values differ from others.
Meta Description Although healthcare insurance can be complex, asking the right questions, planning ahead of open enrollment and working with a CERTIFIED FINANCIAL PLANNER® professional can eliminate some of the guesswork.
Terms and Conditions for the CFP Board Find a CFP® Professional Search
These terms and conditions govern your use of the Find a CFP® Professional Search feature on Certified Financial Planner Board of Standards, Inc.’s (“CFP Board”) Let’s Make a Plan website (www.LetsMakeAPlan.org).
Before using Find a CFP® Professional, you must read and agree to
these terms and conditions, and
CFP Board’s Terms of Use.
Permitted Uses
CFP Board publishes the Find a CFP® Professional as a reference source about CFP® professionals in the United States. It does not include all CFP® professionals – only those who choose to be included.
Find a CFP® Professional may be used only by
members of the public to locate CFP® professionals and obtain information about them, and
individual CFP® professionals or their staff to view their own listings or those of colleagues.
You may only use Find a CFP® Professional (as well as any of its data, listings, or other constituent elements) in the ways we describe in these Terms and Conditions. You may not
modify, download, republish, sell, license, duplicate, "scrape," or otherwise exploit the information – in whole or in part, or
use the information to offer products or services to CFP® professionals.
CFP Board may block your use of this search tool indefinitely if it determines that you are using it for a different purpose.
Disclaimer of Warranties and Liabilities
CFP Board verifies that the individuals accessible through Find a CFP® Professional currently hold CFP® certification, however
if a CFP® professional is included in this search feature, it does not imply that CFP Board refers, endorses, or recommends the CFP® professional, and
if a CFP® professional is omitted from this search feature, it does not indicate CFP Board’s disapproval.
CFP Board also provides information about whether or not the individuals accessible through Find a CFP® Professional
have been disciplined publicly by CFP Board, or
have made a bankruptcy disclosure to CFP Board that is scheduled to remain on CFP Board’s website according to the CFP Board Bankruptcy Disclosure Procedures that were in effect until June 30, 2020.
CFP® professionals provide all other information disclosed through Find a CFP® Professional. CFP Board does not verify and is not responsible for the accuracy, reliability, or completeness of the information that a CFP® professional has provided.
For example, CFP Board does not verify that CFP® professionals focus their practices in the specific areas they designate.
It is your responsibility to ask the CFP® professional about his or her experience. You should interview and evaluate several financial professionals to find the one who is right for you. You will want to select a competent, qualified professional with whom you feel comfortable and who suits your financial planning needs. For sample questions to ask when interviewing a financial advisor, visit www.LetsMakeAPlan.org.
Other than what we provide in these terms, CFP Board makes no representations or warranties of any nature – express or implied – with respect to the information obtained through Find a CFP® Professional, including whether the information is accurate or complete. The material included in or available through Find a CFP® Professional is for informational purposes only and is provided on an “AS IS” basis.
When you rely upon the information obtained through Find a CFP® Professional, you do so at your own risk. CFP Board does not warrant or guarantee the work of any CFP® professional. You assume full responsibility for any interactions you have with a CFP® professional you contact.
CFP Board is not liable for
any decision you make or action you take when relying on information obtained from Find a CFP® Professional, or
any damages (including incidental, consequential, and punitive damages) resulting directly or indirectly from your use of a CFP® Professional or your inability to use Find a CFP® Professional whether based on warranty, contract, tort, or any other legal theory, and whether or not CFP Board is aware or has been advised of the possibility of such damages.
CFP Board provides links to the following websites that may provide other information about CFP® professionals:
the Financial Industry Regulatory Authority’s (FINRA) BrokerCheck website (for professionals who are subject to FINRA’s oversight),
the Securities and Exchange Commission’s (SEC) Investment Adviser Public Disclosure website (for those who are subject to the SEC’s oversight),
the Office of the Comptroller of the Currency’s (OCC) Enforcement Actions website (for those individuals who are subject to OCC oversight), and
the websites for the North American Securities Administrators Association and the National Association of Insurance Commissioners, which provide contact information for state securities regulators and state insurance departments.
CFP Board is not responsible for the accuracy, reliability, or completeness of the information on these websites. When you use or rely on these websites, CFP Board cannot be held responsible or liable (directly or indirectly) for any loss or damage resulting from the content, goods, or services available on these websites.