CFP® professionals are committed to helping their clients navigate the financial impact of the coronavirus crisis. To help you protect and manage your finances during this stressful time, CFP Board has gathered the articles and resources below from a range of reputable sources. New resources will be added regularly, so check back often.

If you want help navigating your finances through these trying times, you can use our “Find a CFP® Professional” tool to contact a CFP® professional who can help you secure your financial future.



State by State Guide for Reopening Plans

Some states are starting to lift stay-at-home orders, while other states are extending them. Check CNN’s state-by-state guide to see where your state stands on plans to reopen.


Do a Status Check on Your Stimulus Payment 

Anxiously awaiting your stimulus check? The IRS has launched the “Get My Payment” online tool so you can check the status of your payment.


FAQ on Student Loan Relief

The Consumer Financial Protection Bureau offers answers to frequently asked questions about the measures in effect to help student loan borrowers. Find out more about which loans qualify for the temporary 0% interest rate and suspension of payments, as well as more details about how these measures affect loan repayments.


Beware Coronavirus Pandemic Scams

Consumer complaints to the Federal Trade Commission related to COVID-19 have spiked in recent weeks. If you think a scammer is targeting you, don’t give out personal details or your financial information. You can learn more about scams to avoid and report any type of fraud at the FTC’s website devoted to COVID-19 information.


Filing for Unemployment Benefits

If you or a loved one are suffering from a job loss, the Department of Labor offers information on filing for unemployment insurance. Learn more about who is eligible and how to apply, as well as find links to state unemployment insurance programs.


Relief for Small Business Owners

Small businesses have been hit hard by the COVID-19 crisis. The Small Business Administration offers multiple funding programs to provide relief, including several new temporary programs established by the CARES Act.



Steps for Making Ends Meet

In a budget squeeze? AARP details how you can raise cash quickly with these short-term moves to slash your spending. Once your finances are stabilized, then consider some longer-term cost-cutting moves to secure your financial future.


Tips to Appeal College Financial-Aid Decisions

The coronavirus crisis will make it easier for parents to make a case for more money, but competition for aid will be greater. The Wall Street Journal lays out steps that can help you through the appeals process.


Don’t Touch Your 401(k)

Market volatility may have you worried about the state of your nest egg. But if you don’t need the money in the next 24 months, CFP Board Ambassador Elaine King, CFP® spells out in this Business Insider article why most people should leave their 401(k)s alone.


Maximize an HSA During the Pandemic

CNBC looks at various ways that you can utilize a tax-advantaged health savings account during the coronavirus crisis. You can now use the account to pay for more types of expenses, such as over-the-counter medicine, while the unemployed can use HSA money to pay for health insurance premiums, including COBRA. And if you’ve been delaying reimbursement for eligible expenses from your HSA, now may be the time to do so if you need cash.


Costs to Consider When Adopting a Pet

During the coronavirus crisis, animal shelters and rescue groups have reported an uptick in pet adoptions. While the experience of adopting a pet is priceless, U.S. News offers advice on preparing for the costs of pet ownership, from initial supplies to veterinarian visits.


What to Do If You Already Took a 2020 RMD

The CARES Act waived required minimum distributions from retirement accounts for 2020. But says all is not lost if you already took your RMD before the new law was enacted. Here’s what you need to know if you want to put the money back into your retirement account.


7 Ways Families Can Save Money

From determining priorities to eliminating impulse buys, Lynn Ballou, CFP® of EP Wealth Advisors shares seven tips to help families trim their spending and boost savings to secure their financial future.


Investors, Stay Steady

Charles Weeks, CFP® explains in this Business Insider article why investors with well-diversified portfolios don’t need to worry about their portfolio going to zero.


Consider Filing Your Taxes Sooner Than Later

While the federal tax filing deadline has been extended to July 15, spells out some reasons why you might want to go ahead and file your tax return now.


The Best and Worst Ways to Get Cash in a Pinch

Many Americans are facing a cash crunch, whether they lost their job, have been furloughed or hit with a pay cut. If you need cash now to pay the bills, MarketWatch offers experts’ advice on the best and worst ways to snare cash in a pinch.

CARES Act Expands Tax Deductions for Charitable Giving

The COVID-19 crisis has created a need for help of all kinds. The CARES Act encourages charitable giving by providing additional tax relief for donors this tax year. Kiplinger’s explains how the new law offers incentives to both taxpayers who itemize deductions and those who take the standard deduction.


Review Your Life Insurance

If you haven’t taken a look at your life insurance policy recently, now may be the time so you can ensure you have enough coverage. U.S. News answers some common questions about coronavirus and life insurance.


Your Planned Retirement Age May Become a Moving Target

The COVID-19 crisis may cause some people to retire earlier than expected, while other people may have to work much longer than expected. CNBC looks at the impact of the crisis on preretirees’ plans to retire.


Get Your Estate Planning Documents in Order

The COVID-19 crisis is a sad reminder that it’s important to have your wishes spelled out to protect your loved ones and your assets in the event you become incapacitated or pass away. U.S. News’ Susannah Snider, CFP® lays out the steps to building an estate plan.


Claiming Social Security in a Pandemic

Older workers who suddenly become unemployed may consider whether they should claim Social Security benefits earlier than they planned. The New York Times looks at the pros and cons of different strategies for claiming benefits during the pandemic.


Boosting Your Financial Health with the CARES Act

Looking at key provisions in the CARES Act, Scott Ward, CFP® offers financial planning tips to help you make the most of the new law.


Get a Free Credit Report Every Week

Watching your credit report like a hawk just got easier. Instead of just once a year, the three major credit bureaus are now allowing consumers to access their credit reports free every week at until April 2021. Her Money explains how you can maximize the increased access to your credit information.


Tapping Home Equity Gets Tougher

Homeowners who need cash may consider applying for a home equity line of credit. But the pandemic has made getting approved for a HELOC harder as banks tighten their credit standards and the amounts they are willing to lend. tells you what to expect if you want to draw on your home equity.


Furlough Versus Layoff: What You Need to Know

Millions of Americans are being furloughed or laid off from their jobs. Fortune details what workers in both situations need to know about their rights and benefits.



Coping With COVID-19’s Financial Toll

In this “Investing Insights” podcast, Morningstar’s Director of Personal Finance Christine Benz answers money questions that people of all life stages, from young investors to retirees, are asking.


Repercussions of Historically Low Interest Rates

With interest rates likely to remain near zero for the foreseeable future, the hosts of Kiplinger’s “Your Money’s Worth” podcast chat with’s Greg McBride about what a prolonged period of low interest rates means for borrowers and savers.


Tips for Supporting Small Businesses

In this “HerMoney” podcast, Jean Chatzky discusses ways that you can help support small businesses in your community and tips for how entrepreneurs can weather the challenges wrought by the pandemic.


CARES Act Affects Rules for Retirement Accounts

In The Street’s “Retirement Daily” podcast, Editor Robert Powell, CFP® talks with retirement plan expert Denise Appleby about how the CARES Act affects the rules for retirement accounts, from the new law’s 2020 RMD waiver and provisions that make it easier to tap retirement accounts early.


Dealing with Stock Market Uncertainty

Investors have experienced a rough ride in recent months. In this panel discussion, CFP Board Ambassador David Holland, CFP®; Amy Hubble, CFP®; Cary Carbonaro, CFP®; and Elizabeth Hand, CFP® offer guidance on how to handle stock market gyrations.