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October 2019

More Money, No Problem

Congratulations, you got raise! Now it’s time to figure out what to do with the extra income. CFP Board Ambassador Dan Forbes, CFP® discusses options to .

Retirement Reboot

When it comes to retirement, it’s never too late to start saving. Consumer Reports walks through how to get back on track after your savings have been derailed by unforeseen challenges.

Credit Cards for Teens

Want your teenager to be financially responsible? Many experts, including CFP Board Ambassador Jeanne Fisher, CFP®, think providing them with , reported The New York Times.

Are Two Homes Better Than One?

Considering buying a second home, but not sure where to start? CFP Board Ambassador Karl Frank, CFP® shares his tips on how to make a smart investment decision.

Time for the Financial Talk

As our parents get older, it will become more important for us to talk to them about their finances and to establish a long-term plan. Follow any of these 10 approaches from Kiplinger to .


unencumbered \ᶦən-in-ᶦkəm-bərd\ –

An asset that is free and clear of credit or claims or liens, such as a house or car on which the loan has been paid, or stocks purchased in a cash account.



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CFP Board owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.