Financial Topics
Find timely, insightful and exclusive content written by CFP® professionals covering important and popular financial planning topics focused on consumer interests.
Latest Articles
![Hands raised in the air as money falls down.](/-/media/images/lmap/photos/full-width/topics/sudden-wealth/lottery.jpg?cx=0&cy=0&cw=500&ch=375&hash=52955676227A81D21B11ADD77EB5A70E)
From Windfall to Wealth: Financial Strategies for Lottery Winners
How financially disciplined can you be, from a budgeting and an investment standpoint? If you were to simply spend down your lottery winnings in five years or invest poorly and earn a very low or negative return, then you may look back and realize an annuity might have been the better financial choice.
![Woman holds jug filled with money.](/-/media/images/lmap/photos/full-width/topics/planning-for-couples/financial-freedom-in-50s.jpg?cx=0.47&cy=0.47&cw=500&ch=375&hash=472B2CFE8F122A1118BA23C5754A6D73)
Achieving Financial Freedom in Your 50s
It’s important to take proactive financial steps now, such as eliminating debt including credit card debt and any other significant debt that could get in the way of arriving at your retirement savings number (the amount of savings you will need to cover your projected retirement expenses).
![Couple review document with their financial planner.](/-/media/images/lmap/photos/full-width/topics/estate-planning/71024-estate-planning.jpg?cx=0.46&cy=0.38&cw=500&ch=375&hash=29BEFBD0E269CAA2DF9EA1EEF1C8D06D)
How to Discuss Estate Planning With Aging Loved Ones
To ensure a productive conversation, preparation is key. Whether you plan to initiate the conversation privately with family or with the support of a CERTIFIED FINANCIAL PLANNER® professional, approach these conversations with sensitivity, respect and a willingness to support.
Life Stages
Talking with a CFP® professional can help you find a path to achieving your financial goals, no matter where you are in life. A financial planning professional is trained to work with you on everything from providing financial advice to creating a holistic financial plan that is designed to support your goals as they evolve over the years.
CFP® professionals meet rigorous financial planning education, experience and ethical standards, and they have made a commitment to CFP Board to act in your best interests, at all times when providing you financial advice or financial planning services, to help you reach your financial goals for a more secure tomorrow.
Starting Out
It’s never too early to get on the path to reach your financial goals. A CFP® professional can equip you with the tools to start out on the right foot.
Settling Down
Don’t tackle life’s big decisions alone. Start building a relationship with a CFP® professional who can help you create a roadmap to achieve your financial goals.
Entering Midlife
Is long-term planning on your mind? Seek advice from a CFP® professional to help you prioritize your financial planning to-do list.
Near Retirement
You’ve maxed out your 401(k) and paid off your mortgage, so you’re ready to retire... right? Consult a CFP® professional to see if you’re on track to make the most of your golden years.
Enjoying Retirement
It’s time to enjoy the fruits of your labor. This means more free time with friends, family and hobbies. But don’t cancel plans to meet with your CFP® professional. Keep checking in to tie up loose ends and see if your financial plan is running smoothly.