Planning for LGBTQ Individuals & Couples
Financial planning for LGBTQ individuals and couples may include helping couples understand all the benefits and challenges the law presents for them and ensuring that estate plans direct assets according to one’s wishes.
Financial Planning for LGBTQ+ Family-Building Costs
Use financial planning to prepare for LGBTQ+ family-building costs, including fertility treatments, adoption, surrogacy and legal protections.
The Latest
Every relationship requires compromise, but when it comes to money, compromise isn’t sacrificing your identity.
A practical financial guide for young LGBTQ+ individuals. Learn how to budget with awareness, save for gender-affirming care, build credit, create an emergency fund, and plan for long-term security—all tailored to your unique journey.
Choosing a CERTIFIED FINANCIAL PLANNER® professional who aligns with your specific needs and goals is important. If you’re part of the LGBTQ+ community, you may want to seek out an LGBTQ+ CFP® professional. Below are five ways that an LGBTQ+ CFP® professional can help you. As an LGBTQ+ individual, working with an LGBTQ+ CFP® professional will help ensure that you have a safe and inclusive environment free from discrimination.
In my LGBTQ+ community, we have said too many goodbyes to these matriarch women. We are a small and dwindling community nestled in the foothills of the North Georgia mountains, with little or no safe elder care housing options.
Members of the LGBTQ+ community make the decision to express ourselves and show up as queer, or not, on a daily basis. Making the decision to contact a CERTIFIED FINANCIAL PLANNER® professional for the first time can feel like a daunting, complex challenge for my community.
Insurance can feel daunting for many of us — particularly if you’re a lesbian, gay, bisexual, transgender, questioning, and/or queer (LGBTQ+) individual who has concerns about fully being understood by insurance providers. Or you are single and don’t think you need it.
In general, you’ll have two ways to combine your retirement plans and ideally increase your savings when starting a new job: Your new company may offer a 401(k) or a 403(b) plan that accepts rollovers. You might choose to roll over your plan into an IRA with a financial services firm of your choice.
Financial planning strategies can be complex for LGBTQ+ couples; to begin, where you live matters. As has been well documented, although there has been progress with equality on a national level, more work is needed at the state level.
Personal finances are one of the major causes of stress in a marriage. Before you get married, you and your fiancée should discuss these personal finance questions.
Good credit is an important aspect of life’s major decisions: it's required to obtain loans, keep low interest rates on credit cards and purchase a home or car.