Planning for LGBTQ Individuals & Couples
Financial planning for LGBTQ individuals and couples may include helping couples understand all the benefits and challenges the law presents for them and ensuring that estate plans direct assets according to one’s wishes.
Working With an LGBTQ+ CFP® Professional – Why It Matters
Choosing a CERTIFIED FINANCIAL PLANNER™ professional who aligns with your specific needs and goals is important. If you’re part of the LGBTQ+ community, you may want to seek out an LGBTQ+ CFP® professional. Below are five ways that an LGBTQ+ CFP® professional can help you. As an LGBTQ+ individual, working with an LGBTQ+ CFP® professional will help ensure that you have a safe and inclusive environment free from discrimination.
Members of the LGBTQ+ community make the decision to express ourselves and show up as queer, or not, on a daily basis. Making the decision to contact a CERTIFIED FINANCIAL PLANNER™ professional for the first time can feel like a daunting, complex challenge for my community.
Insurance can feel daunting for many of us — particularly if you’re a lesbian, gay, bisexual, transgender, questioning, and/or queer (LGBTQ+) individual who has concerns about fully being understood by insurance providers. Or you are single and don’t think you need it.
In general, you’ll have two ways to combine your retirement plans and ideally increase your savings when starting a new job: Your new company may offer a 401(k) or a 403(b) plan that accepts rollovers. You might choose to roll over your plan into an IRA with a financial services firm of your choice.
Financial planning strategies can be complex for LGBTQ+ couples; to begin, where you live matters. As has been well documented, although there has been progress with equality on a national level, more work is needed at the state level.
Personal finances are one of the major causes of stress in a marriage. Before you get married, you and your fiancée should discuss these personal finance questions.
Great financial plans don’t follow a formula. You can work with a CFP® professional to build a financial plan that reflects your best interests.
Good credit is an important aspect of life’s major decisions: it's required to obtain loans, keep low interest rates on credit cards and purchase a home or car.
Medicare is a valuable source of health insurance for people 65 and older, and for some younger adults with permanent disabilities.
Here are the top 10 things you need to know about Social Security retirement income benefits and the payroll tax deductions.
Before claiming your Social Security benefit, carefully analyze how the timing of your benefit claim could affect your retirement income in the long run.