Near Retirement
You’ve maxed out your 401(k) and paid off your mortgage, so you’re ready to retire... right? Consult a CFP® professional to see if you’re on track to make the most of your golden years.
3 Common Money Mistakes and How to Avoid Them
Money mistakes are easy to make, especially if you’re not aware of what to watch out for. Behavioral biases are often at the root of many common money mistakes.
The Latest
Use your tax return to review taxable income, MAGI, withholding, and charitable giving so you can plan smarter after filing.
Get clear on health care costs in retirement—Medicare basics, IRMAA, prescriptions—and smart steps to estimate, budget, and prepare with confidence.
Learn what to know before turning 65, including Medicare enrollment timelines, penalties, coverage options and how a CFP® professional can help you plan wisely.
After decades of relying on a steady paycheck, it can feel overwhelming to think about living on retirement income, especially if you’re carrying debt into these years.
Are you apprehensive about the leap into full-time, traditional retirement? Or do you find yourself needing a more substantial financial cushion and a bit more planning before taking that step?
Create a digital “legacy folder” with copies of your estate documents, last will and testament, insurance policies, account statements, and contact information for your financial, legal and health care professionals.
Menopause is an inevitable journey for women, and planning can make all the difference to your health and finances. Remember, you’re not alone — there are experts who specialize in managing menopausal symptoms and can guide you through the process.
It’s important to take proactive financial steps now, such as eliminating debt including credit card debt and any other significant debt that could get in the way of arriving at your retirement savings number (the amount of savings you will need to cover your projected retirement expenses).
Many people dream of packing up and moving to somewhere sunny with warmer weather to spend their retirement. However, it's essential to consider several factors before making such a retirement move: aspects like healthcare accessibility, cost of living, taxes, social networks and proximity to family should all be carefully evaluated to ensure a comfortable retirement experience.
We have been trained to become experts at playing the long game, emphasizing tomorrow over today and often sacrificing the present and our health for the future. Saving instead of spending. Working longer now so you can enjoy the fruits of your labor later. Putting off travel, expenses and enjoyment so you can reap the rewards in retirement.