Budgeting
The process of examining income and expenses is an important first step to manage your money. Budgeting helps you see how you spend your monthly and yearly income and where you might be able to cut back or save more.
How to Fit Financial Planning into Your Budget
If you are wondering how to fit financial planning into your budget, congratulations! The fact that you have a budget means you are keeping track of how you are spending your money and potentially making decisions around whether this spending is consistent with your values.
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There is a general misconception that you need to be wealthy before working with a financial planner. That is far from the truth. While many Millennials may not consider themselves “wealthy,” that shouldn’t stop them from working with a financial planner.
Congratulations, on making it to retirement! Now you have the time that you always wanted to do whatever you choose and focus on what brings you happiness. But the way your retirement looks to you at the beginning is not how it will look over time. Your retirement will evolve in phases as your priorities change.
Once you’ve graduated from college it is important to focus on tactics to increase savings. These tips will help build good financial habits early on.
Has your mother been significantly involved in the big financial decisions with your Dad, or does he handle them on his own? Does she meet with financial advisers or brokers? Does she know where all the money is kept?
Spring cleaning your budget and removing unnecessary expenses and fees can let you keep more of your money and give you choices to spend and save on the things that really matter.
A CERTIFIED FINANCIAL PLANNER™ professional can help you develop and commit to a savings plan that lets you enjoy everything the summer has to offer without setting aside your long-term financial goals.
If you need help navigating your finances and determining what expenses make the most sense to cut, consider working with CERTIFIED FINANICAL PLANNER™ professional today.
The recent GameStop trading frenzy delivers a strong message to consumers about the risks of investing without a sound financial plan.
It’s a New Year and a new you, and nothing would be better than to have health and wealth for many years to come. With that in mind, here are the top three personal finance goals I recommend adding to your New Year's resolutions.
While some of you may have visions of sugar plums dancing in your head, at this time of year my dreams are all about year-end tax saving moves.