Investing
Investing gives you the opportunity for financial gain but also the risk of losses. You can buy stocks, bonds, mutual funds or even invest in property, with the goal that the value of the asset will increase and you will make money over the long run. Investing usually has a higher potential for growth over the long term than keeping your money in a risk-free savings account or cash.
Psychology of Financial Spring-Cleaning: Why Letting Go of Old Money Habits Is So Hard
Discover why breaking old financial habits is harder than it seems and learn practical strategies to reset your money mindset. Spring-clean your finances with actionable tips from CFP® Jasmine Renae Ball.
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Maintaining a long-term orientation can be difficult when there’s an election on the horizon that could bring big changes to the country. But it’s in times like these that a pragmatic stock market investor will focus on issues that the election could likely change while not buying into the illusion that politics control the U.S. economy.
A comprehensive financial plan encompasses all these elements and more. There are many approaches you could take in creating a financial plan, including going solo or consulting with a friend; however, hiring a financial professional who can leverage their expertise and experience is the best way to develop a solid financial strategy best suited to your needs.
The Latino community often focuses on taking care of the family as a unit. I recommend that you introduce your financial planner to your family early in the process. By bringing your family into the equation, you will accelerate the relationship you are building with your financial planner.
With the recent resurgence in the stock market, there's no better time than now to evaluate the diversity of your investment portfolio. Diversification serves as a safeguard during market fluctuations, mitigating risks and fostering stable returns if executed wisely.
New to investing? In the world of investing, the power of compounding is a force to be reckoned with. Learn how you can unlock this power.
Election years can be a tense time for investors. You might be worried about how the markets will react before, during, and after an election cycle — and how that might affect your investment portfolio.
It’s important to note that when tax-loss harvesting, the replacement investments have a lower basis and, if sold, will recognize the gain deferred from the sale when first harvesting the loss. That said, a good strategy may be to hold these positions in one’s portfolio for as long as possible and consider it a core holding, held long-term.
As time passes, the real value of money declines. The best way for Gen X to counteract or hedge against inflation is to invest your money so it can grow. Keeping money in a bank account or money market fund simply won’t generate enough return for your money to keep pace with rising price levels.
While stocks typically garner more attention, lately there has been a lot of talk about bonds. Most of the recent conversations have been negative. Nevertheless, bonds have a place in everyone’s portfolio. Here is what to know when buying bonds for the first time. When you purchase a bond, you are lending money to the borrower in exchange for interest payments and the promise to return your principal at maturity. This is true whether it is a government, municipal or corporate bond.