CFP Board shares information that CFP professionals have provided about their practice as well information about professionals who CFP Board has publicly disciplined or who made a bankruptcy disclosure to CFP Board, We cannot guarantee the information CFP professionals have provided is accurate or complete. You should verify the accuracy of the information.
Jump to:
Professional Profile
Year CFP® Certification Received
2014
|
View Current Certificate
Planning Services Offered
- Retirement Planning
- Estate Planning
- Insurance Planning
- Investment Planning
- Comprehensive Financial Planning
- Business Succession Planning
- Tax Planning
Languages
- English
Payment Options
When hiring a CFP®️️️️️️️️ professional, it's important to ask how your advisor expects to be paid for services rendered. Different financial advisors may charge differently, or one financial advisor may offer several different ways that clients can choose to pay.
Disclosures
CFP Board Public Disciplinary History
Effective Date: 9/2/2022
In September 2022, the Disciplinary and Ethics Commission (Commission) and Mr. James entered into a Consent Order in which Mr. James agreed that CFP Board would issue a Public Censure. In the Consent Order, Mr. James consented to findings that he was convicted for Driving Under the Influence in 2013 and Hit and Run in 2016, both misdemeanors. Mr. James consented to findings that this conduct reflected adversely on himself, the CFP® marks and the profession, in violation of Rule 6.5 of the Rules of Conduct. In addition, due to his failure to report these convictions, the California Department of Insurance issued a 2017 Decision and Order Adopting Proposed Decision wherein it revoked Mr. James’ California insurance license. Based on this license revocation, Mr. James received a statutory disqualification from the Financial Industry Regulatory Authority (FINRA) and subsequent termination from his firm. Mr. James consented to findings that this conduct represented a failure to comply with applicable laws, rules and regulations governing his professional services, in violation of Rule 4.3 of the Rules of Conduct. The Commission issued to Mr. James a Public Censure.
Disclosure Under CFP Board’s Prior Bankruptcy Disclosure Procedures
Toggle Tooltip
Close Tooltip
Until June 30, 2020, CFP Board made public disclosures about CFP® professionals who had filed a personal or business bankruptcy. These were disclosures and not disciplinary actions or sanctions. These disclosures stay on CFP Board’s website for 10 years. There are more details below on this page.
Close Tooltip
Until June 30, 2020, CFP Board made public disclosures about CFP® professionals who had filed a personal or business bankruptcy. These were disclosures and not disciplinary actions or sanctions. These disclosures stay on CFP Board’s website for 10 years. There are more details below on this page.
None
Disclosure Information
Below are links to additional sources of information about CFP® professionals that may contain information that has not led to CFP Board discipline or does not appear on CFP Board’s website. The information may include customer disputes, disciplinary actions taken by a regulator or employer, certain criminal matters, and certain financial matters (such as bankruptcy proceedings and unpaid judgments or liens). The links below may provide additional information if the CFP® professional is subject to the oversight of that regulator or self-regulatory agency. If the CFP® professional is not subject to their oversight, then the links will not provide access to any additional information about that person.
-
You can find information about CFP® professionals who are subject to Financial Industry Regulatory Authority (FINRA) or Securities and Exchange Commission (SEC) oversight through FINRA’s BrokerCheck and the SEC’s Investment Adviser Public Disclosure databases. Both are free tools. CFP Board updates the disclosures below monthly and should be verified directly through FINRA and the SEC.
FINRA’s BrokerCheck Public Disciplinary History
Yes
SEC’s Investment Advisor Public Disciplinary History
Yes
-
Visit your state securities regulator’s website for more information about brokers and investment advisers and your state insurance department website for more information about insurance professionals.
-
Visit the Office of the Comptroller of the Currency (OCC) website to search for enforcement actions against individuals who are subject to OCC oversight.
-
Conduct an Internet search on the CFP® professional’s name (and business name).
About Bankruptcies
Effective June 30, 2020, CFP Board may publicly sanction a CFP® professional for a personal or business bankruptcy that violates CFP Board’s Code of Ethics and Standards of Conduct. (There is no violation if the CFP® professional can make a case that the bankruptcy does not reflect on the professional’s ability to responsibly manage his or her own financial affairs or the financial affairs of the business.) You can find public sanctions in the “CFP Board Public Disciplinary History.” Under the “Prior Bankruptcy Disclosure Procedures” that applied from July 2012 – June 2020, CFP Board published information about a CFP® professional’s verified single bankruptcy in a press release and on CFP Board’s website. These were disclosures, not discipline or sanctions, and remain on CFP Board’s website for 10 years. You may learn more about the disclosure procedures here. You can learn more information about a bankruptcy filing at the U.S. Court’s website. You will be required to register and pay a nominal fee to view the information on that website.