Ethos Wealth Management, LLC
1825 Ponce De Leon Blvd PMB 567
Coral Gables FL, 33134-4418
(305) 206-1621
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Professional Profile
Year CFP® Certification Received
2005
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View Current Certificate
Company
Specialties
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Some CFP® professionals focus their business on serving the needs of specific types of clients.
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Some CFP® professionals focus their business on serving the needs of specific types of clients.
- LGBTQ Individuals/Couples
- Retirees
- Young Professionals
- Widows/Widowers
- Intergenerational Families
Planning Services Offered
- Employee and Employer Plan Benefits
- Education Planning
- Tax Planning
- Business Succession Planning
- Divorce Planning
- Retirement Planning
- Insurance Planning
- Investment Planning
- Comprehensive Financial Planning
- Estate Planning
Your Minimum Investable Assets
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Investable assets are what you own that can easily be turned into cash and invested, such as bank accounts, stocks, mutual funds and bonds. Some financial advisors – especially those who charge clients a percentage of the assets under their management – require their clients to have a minimum amount of investable assets.
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Investable assets are what you own that can easily be turned into cash and invested, such as bank accounts, stocks, mutual funds and bonds. Some financial advisors – especially those who charge clients a percentage of the assets under their management – require their clients to have a minimum amount of investable assets.
- $1,000,000
Languages
- English
Payment Options
When hiring a CFP®️️️️️️️️ professional, it's important to ask how your advisor expects to be paid for services rendered. Different financial advisors may charge differently, or one financial advisor may offer several different ways that clients can choose to pay.
Disclosures
CFP Board shares information that CFP professionals have provided about their practice as well information about professionals who CFP Board has publicly disciplined or who made a bankruptcy disclosure to CFP Board, We cannot guarantee the information CFP professionals have provided is accurate or complete. You should verify the accuracy of the information.
CFP Board Public Disciplinary History
Effective Date: 11/1/2022
In November 2021, CFP Board issued an order in which Mr. Lapides received a Public Censure. This sanction followed an appeal of a July 2021 decision by the Disciplinary and Ethics Commission (Commission). The Code and Standards Enforcement Committee of CFP Board (Enforcement Committee) affirmed the Commission’s findings that the State of Florida Office of Financial Regulation (Regulator) determined on May 28, 2015, that Mr. Lapides had engaged in unregistered activity when he conducted investment advisory business in Florida from January 2014 to June 2015. On July 17, 2015, the Regulator executed a Final Order adopting a Stipulation and Consent Agreement pursuant to which Mr. Lapides agreed that he (a) engaged in investment advisory business in and from Florida without the benefit of lawful registration in violation of § 517.12(4), Florida Statutes, (b) shall cease and desist from any further violations of Chapter 517, Florida Statutes and Rules thereunder; (c) shall pay an administrative fine of $5,000; and (d) the Regulator shall approve Mr. Lapides’ pending application for registration as an associated person with his firm upon payment of the required fine and entry of the Final Order. The Enforcement Committee also affirmed the Commission’s finding that Mr. Lapides failed to timely disclose the Regulator’s Final Order to CFP Board within 30 calendar days of entry, or on his 2017 or 2019 CFP Board Ethics Declarations. In addition, the Enforcement Committee affirmed the Commission’s finding that Mr. Lapides violated Rule 4.3 of CFP Board’s Rules of Conduct, which provides that “a certificant shall be in compliance with applicable regulatory requirements governing professional services to the client,” and Rule 6.2 of CFP Board’s Rules of Conduct, which provides that a “certificant shall meet all CFP Board requirements, including continuing education requirements, to retain the right to use the CFP® marks.” Accordingly, CFP Board issued to Mr. Lapides a Public Censure.
Disclosure Under CFP Board’s Prior Bankruptcy Disclosure Procedures
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Until June 30, 2020, CFP Board made public disclosures about CFP® professionals who had filed a personal or business bankruptcy. These were disclosures and not disciplinary actions or sanctions. These disclosures stay on CFP Board’s website for 10 years. There are more details below on this page.
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Until June 30, 2020, CFP Board made public disclosures about CFP® professionals who had filed a personal or business bankruptcy. These were disclosures and not disciplinary actions or sanctions. These disclosures stay on CFP Board’s website for 10 years. There are more details below on this page.
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Disclosure Information
Below are links to additional sources of information about CFP® professionals that may contain information that has not led to CFP Board discipline or does not appear on CFP Board’s website. The information may include customer disputes, disciplinary actions taken by a regulator or employer, certain criminal matters, and certain financial matters (such as bankruptcy proceedings and unpaid judgments or liens). The links below may provide additional information if the CFP® professional is subject to the oversight of that regulator or self-regulatory agency. If the CFP® professional is not subject to their oversight, then the links will not provide access to any additional information about that person.
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You can find information about CFP® professionals who are subject to Financial Industry Regulatory Authority (FINRA) or Securities and Exchange Commission (SEC) oversight through FINRA’s BrokerCheck and the SEC’s Investment Adviser Public Disclosure databases. Both are free tools. CFP Board updates the disclosures below monthly and should be verified directly through FINRA and the SEC.
FINRA’s BrokerCheck Public Disciplinary History
Yes
SEC’s Investment Advisor Public Disciplinary History
Yes
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Visit your state securities regulator’s website for more information about brokers and investment advisers and your state insurance department website for more information about insurance professionals.
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Visit the Office of the Comptroller of the Currency (OCC) website to search for enforcement actions against individuals who are subject to OCC oversight.
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Conduct an Internet search on the CFP® professional’s name (and business name).
About Bankruptcies
Effective June 30, 2020, CFP Board may publicly sanction a CFP® professional for a personal or business bankruptcy that violates CFP Board’s Code of Ethics and Standards of Conduct. (There is no violation if the CFP® professional can make a case that the bankruptcy does not reflect on the professional’s ability to responsibly manage his or her own financial affairs or the financial affairs of the business.) You can find public sanctions in the “CFP Board Public Disciplinary History.” Under the “Prior Bankruptcy Disclosure Procedures” that applied from July 2012 – June 2020, CFP Board published information about a CFP® professional’s verified single bankruptcy in a press release and on CFP Board’s website. These were disclosures, not discipline or sanctions, and remain on CFP Board’s website for 10 years. You may learn more about the disclosure procedures here. You can learn more information about a bankruptcy filing at the U.S. Court’s website. You will be required to register and pay a nominal fee to view the information on that website.