CFP Board shares information that CFP professionals have provided about their practice as well information about professionals who CFP Board has publicly disciplined or who made a bankruptcy disclosure to CFP Board, We cannot guarantee the information CFP professionals have provided is accurate or complete. You should verify the accuracy of the information.
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Professional Profile
Year CFP® Certification Received
2007
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View Current Certificate
Planning Services Offered
- Investment Planning
- Insurance Planning
- Comprehensive Financial Planning
- Employee and Employer Plan Benefits
- Estate Planning
- Education Planning
- Retirement Planning
Your Minimum Investable Assets
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Investable assets are what you own that can easily be turned into cash and invested, such as bank accounts, stocks, mutual funds and bonds. Some financial advisors – especially those who charge clients a percentage of the assets under their management – require their clients to have a minimum amount of investable assets.
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Investable assets are what you own that can easily be turned into cash and invested, such as bank accounts, stocks, mutual funds and bonds. Some financial advisors – especially those who charge clients a percentage of the assets under their management – require their clients to have a minimum amount of investable assets.
- $500,000
Languages
- English
Payment Options
When hiring a CFP®️️️️️️️️ professional, it's important to ask how your advisor expects to be paid for services rendered. Different financial advisors may charge differently, or one financial advisor may offer several different ways that clients can choose to pay.
Disclosures
CFP Board Public Disciplinary History
Effective Date: 7/22/2011
In July 2011, following a hearing before CFP Board’s Disciplinary and Ethics Commission (“Commission”), CFP Board issued an order suspending Mr. Friedman’s right to use the CFP® certification marks for seven months. The suspension followed CFP Board’s investigation of the following matters: 1) a 2009 Financial Industry Regulatory Authority, Inc. (“FINRA,” formerly known as the National Association of Securities Dealers, or “NASD”) Letter of Acceptance, Waiver, and Consent in which Mr. Friedman consented to violations of NASD Conduct Rules 3040 and 2110 for participating in a private securities transaction without providing prior written notice to, or obtaining prior written approval from, his employer, and violations of FINRA Rules 8210 and 2010 for failing to timely respond to FINRA staff’s requests; and 2) Mr. Friedman’s 2009 Internal Review and Termination from his employer for failing to provide information during the course of an investigation regarding the same private securities transaction. The Commission determined that Mr. Friedman’s conduct violated Rules 102, 201, 406, 606(a), 606(b), and 607 of CFP Board’s Code of Ethics and Professional Responsibility and Rules 5.1 and 6.5 of CFP Board’s Rules of Conduct, providing grounds for discipline pursuant to Articles 3(a) and 3(d) of CFP Board’s Disciplinary Rules and Procedures (“Disciplinary Rules”). Accordingly, the Commission suspended Mr. Friedman’s right to use the CFP® certification marks for seven months, pursuant to Article 4.3 of CFP Board’s Disciplinary Rules. Mr. Friedman’s suspension is effective from July 22, 2011 to February 22, 2012.
Effective Date: 12/17/2018
Jared S. Friedman (Scotch Plains): In December 2018, CFP Board’s Disciplinary and Ethics Commission (Commission) issued an order in which Mr. Friedman received a Suspension of his right to use the CFP® certification marks for six months. The Commission issued its order after determining that Mr. Friedman: (1) failed to inform his client and misled his firm when he signed the client’s name on two checks in 2017 without the client’s knowledge or permission; and (2) presented the checks to the firm for deposit without obtaining the firm’s permission for signing on the client’s behalf, as required by firm policy, resulting in his termination. The Commission determined that Mr. Friedman’s conduct violated Rules 2.1, 4.3, 4.4, and 5.1 of CFP Board’s Rules of Conduct and provided grounds for discipline pursuant to Articles 3(A) and 3(D) of CFP Board’s Disciplinary Rules and Procedures. Mr. Friedman’s suspension is effective from December 17, 2018 until June 17, 2019.
Disclosure Under CFP Board’s Prior Bankruptcy Disclosure Procedures
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Until June 30, 2020, CFP Board made public disclosures about CFP® professionals who had filed a personal or business bankruptcy. These were disclosures and not disciplinary actions or sanctions. These disclosures stay on CFP Board’s website for 10 years. There are more details below on this page.
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Until June 30, 2020, CFP Board made public disclosures about CFP® professionals who had filed a personal or business bankruptcy. These were disclosures and not disciplinary actions or sanctions. These disclosures stay on CFP Board’s website for 10 years. There are more details below on this page.
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Disclosure Information
Below are links to additional sources of information about CFP® professionals that may contain information that has not led to CFP Board discipline or does not appear on CFP Board’s website. The information may include customer disputes, disciplinary actions taken by a regulator or employer, certain criminal matters, and certain financial matters (such as bankruptcy proceedings and unpaid judgments or liens). The links below may provide additional information if the CFP® professional is subject to the oversight of that regulator or self-regulatory agency. If the CFP® professional is not subject to their oversight, then the links will not provide access to any additional information about that person.
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You can find information about CFP® professionals who are subject to Financial Industry Regulatory Authority (FINRA) or Securities and Exchange Commission (SEC) oversight through FINRA’s BrokerCheck and the SEC’s Investment Adviser Public Disclosure databases. Both are free tools. CFP Board updates the disclosures below monthly and should be verified directly through FINRA and the SEC.
FINRA’s BrokerCheck Public Disciplinary History
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SEC’s Investment Advisor Public Disciplinary History
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Visit your state securities regulator’s website for more information about brokers and investment advisers and your state insurance department website for more information about insurance professionals.
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Visit the Office of the Comptroller of the Currency (OCC) website to search for enforcement actions against individuals who are subject to OCC oversight.
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Conduct an Internet search on the CFP® professional’s name (and business name).
About Bankruptcies
Effective June 30, 2020, CFP Board may publicly sanction a CFP® professional for a personal or business bankruptcy that violates CFP Board’s Code of Ethics and Standards of Conduct. (There is no violation if the CFP® professional can make a case that the bankruptcy does not reflect on the professional’s ability to responsibly manage his or her own financial affairs or the financial affairs of the business.) You can find public sanctions in the “CFP Board Public Disciplinary History.” Under the “Prior Bankruptcy Disclosure Procedures” that applied from July 2012 – June 2020, CFP Board published information about a CFP® professional’s verified single bankruptcy in a press release and on CFP Board’s website. These were disclosures, not discipline or sanctions, and remain on CFP Board’s website for 10 years. You may learn more about the disclosure procedures here. You can learn more information about a bankruptcy filing at the U.S. Court’s website. You will be required to register and pay a nominal fee to view the information on that website.