CFP Board shares information that CFP professionals have provided about their practice as well information about professionals who CFP Board has publicly disciplined or who made a bankruptcy disclosure to CFP Board, We cannot guarantee the information CFP professionals have provided is accurate or complete. You should verify the accuracy of the information.
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Professional Profile
Year CFP® Certification Received
1999
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View Current Certificate
Planning Services Offered
- Retirement Income Management
- Tax Planning
- Retirement Planning
- Investment Planning
- Comprehensive Financial Planning
- Social Security Planning
Languages
- English
Payment Options
When hiring a CFP®️️️️️️️️ professional, it's important to ask how your advisor expects to be paid for services rendered. Different financial advisors may charge differently, or one financial advisor may offer several different ways that clients can choose to pay.
Disclosures
CFP Board Public Disciplinary History
Effective Date: 5/13/2018
In April 2018, CFP Board’s Disciplinary and Ethics Commission (Commission) issued an order in which Mr. Chandler received a Letter of Admonition. The Commission issued its order after determining that Mr. Chandler: 1) failed to treat client information, such as client names, account numbers, and account values, as confidential when he provided client information that he obtained while employed with his prior firm to his new firm; 2) failed to take prudent steps to protect the security of stored information, whether physically or electronically, that was within the certificant’s control when he obtained confidential client information at his prior firm that he sent to his personal email, copied to a flash drive, and later released to his new firm; 3) failed to comply with applicable regulatory requirements governing professional services provided to his clients when he violated Regulation S-P by disclosing confidential customer information; 4) failed to perform professional services with dedication to the lawful objectives of the employer/principal and in accordance with CFP Board’s Code of Ethics and Professional Responsibility when he disclosed client information in violation of his confidentiality agreement with his prior firm and his prior firm’s internal procedures; and 5) engaged in conduct that reflects adversely on his integrity and fitness as a certificant, upon the CFP® marks, and upon the profession when (a) he violated a confidentiality agreement with his prior firm and his prior firm’s Associate Handbook, misappropriated trade secrets, and engaged in unfair competition, by providing his new firm with confidential information such as customer names, account numbers, and account values from his prior firm, and (b) a court entered a judgment and findings against Mr. Chandler. The Commission further determined that the Financial Industry Regulatory Authority, Inc. (FINRA) found that Mr. Chandler’s conduct violated FINRA Rule 2010. The Commission determined that Mr. Chandler’s conduct violated Rules 3.1, 3.2, 4.3, 5.1 and 6.5 of CFP Board’s Rules of Conduct and provided grounds for discipline pursuant to Article 3(A) of CFP Board’s Disciplinary Rules and Procedures. Accordingly, the Commission admonished Mr. Chandler with regard to the above-mentioned conduct.
Disclosure Under CFP Board’s Prior Bankruptcy Disclosure Procedures
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Until June 30, 2020, CFP Board made public disclosures about CFP® professionals who had filed a personal or business bankruptcy. These were disclosures and not disciplinary actions or sanctions. These disclosures stay on CFP Board’s website for 10 years. There are more details below on this page.
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Until June 30, 2020, CFP Board made public disclosures about CFP® professionals who had filed a personal or business bankruptcy. These were disclosures and not disciplinary actions or sanctions. These disclosures stay on CFP Board’s website for 10 years. There are more details below on this page.
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Disclosure Information
Below are links to additional sources of information about CFP® professionals that may contain information that has not led to CFP Board discipline or does not appear on CFP Board’s website. The information may include customer disputes, disciplinary actions taken by a regulator or employer, certain criminal matters, and certain financial matters (such as bankruptcy proceedings and unpaid judgments or liens). The links below may provide additional information if the CFP® professional is subject to the oversight of that regulator or self-regulatory agency. If the CFP® professional is not subject to their oversight, then the links will not provide access to any additional information about that person.
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You can find information about CFP® professionals who are subject to Financial Industry Regulatory Authority (FINRA) or Securities and Exchange Commission (SEC) oversight through FINRA’s BrokerCheck and the SEC’s Investment Adviser Public Disclosure databases. Both are free tools. CFP Board updates the disclosures below monthly and should be verified directly through FINRA and the SEC.
FINRA’s BrokerCheck Public Disciplinary History
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SEC’s Investment Advisor Public Disciplinary History
Yes
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Visit your state securities regulator’s website for more information about brokers and investment advisers and your state insurance department website for more information about insurance professionals.
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Visit the Office of the Comptroller of the Currency (OCC) website to search for enforcement actions against individuals who are subject to OCC oversight.
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Conduct an Internet search on the CFP® professional’s name (and business name).
About Bankruptcies
Effective June 30, 2020, CFP Board may publicly sanction a CFP® professional for a personal or business bankruptcy that violates CFP Board’s Code of Ethics and Standards of Conduct. (There is no violation if the CFP® professional can make a case that the bankruptcy does not reflect on the professional’s ability to responsibly manage his or her own financial affairs or the financial affairs of the business.) You can find public sanctions in the “CFP Board Public Disciplinary History.” Under the “Prior Bankruptcy Disclosure Procedures” that applied from July 2012 – June 2020, CFP Board published information about a CFP® professional’s verified single bankruptcy in a press release and on CFP Board’s website. These were disclosures, not discipline or sanctions, and remain on CFP Board’s website for 10 years. You may learn more about the disclosure procedures here. You can learn more information about a bankruptcy filing at the U.S. Court’s website. You will be required to register and pay a nominal fee to view the information on that website.