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Mortgages
A mortgage is a loan to finance the purchase of a house. Most mortgages last for 15 or 30 years, and your credit score and the size of your loan and down payment can affect your interest rate. When interest rates drop, refinancing a mortgage can reduce monthly payments or shave several years off the term of a loan.
How To Prepare for Your First Mortgage
The typical mortgage for most Americans starting out is a 30-year fixed mortgage or an adjustable-rate mortgage (ARM) that usually has a fixed rate for 5, 7 or 10 years and then converts to a variable rate that typically adjusts annually
The Latest
Millennials: 5 Reasons to Work with a Financial Planner Before Turning 30
There is a general misconception that you need to be wealthy before working with a financial planner. That is far from the truth. While many Millennials may not consider themselves “wealthy,” that shouldn’t stop them from working with a financial planner.
Strategies for Refinancing in a Low Interest Environment
Consider these strategies for refinancing during a low interest environment.
Debunking 'All Debt is Bad' and Other Common Myths
Not all debt is bad. Consider a few situations when debt can help improve your overall financial situation.
Tired of Renting? Smooth the Transition to Homeowner With These Best Practices
Many people want to make the leap from renter to homeowner for a variety of personal and financial reasons. These tips can help you make the leap.
6 Personal Financial Planning Tips During the COVID-19 Pandemic
Despite the uncertainty created by the pandemic, a CFP® professional can help you take steps to build financial security for yourself and your family.
When Is the Right Time to Find a Financial Planner?
Working with a CFP® professional can help you gain the confidence to feel more financially secure as you navigate significant life changes.
2020 Tax Changes
Here’s what you need to know to file your 2019 tax return, including some of the bigger 2020 tax changes.
12 Top-Notch Spending and Savings Strategies for 2020
Reevaluate your financial strategies and set new savings goals with these 12 tips.
What is an FHA Mortgage Loan and is it Right for Me?
FHA loans, a specific loan used to buy a new home or refinance a home you already own, are a popular option because of their low interest rates and benefits.
A Reference List of Tax Changes for 2018
Learn how the 2018 tax legislation impacts your bottom line depending on how much you earn, how you earn it, where you live and the size of your family.