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Roth Accounts

A Roth account is a type of retirement-savings account that provides tax-free income in retirement. With a Roth IRA or Roth 401(k) your contributions are not tax-deductible, but you can usually withdraw your earnings tax-free after age 59 1/2 (and with a Roth IRA, you can withdraw your contributions without taxes or penalties at any time).

Retirement Today and Tomorrow Why the Rule Needs a Revamp For Greater Savings

Retirement Today and Tomorrow: Why the 4% Rule Needs a Revamp

This rule suggests that retirees can withdraw 4% of their retirement savings every year for the duration of their retirement. However, as economic landscapes and life expectancies evolve, the original 4% rule is increasingly being considered outdated and in need of a revamp.

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