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Student Loans
College can be incredibly expensive, and many families take out student loans to help cover the costs. But there are several types of student loans with different terms for paying back the borrowed funds, as well as various strategies for juggling paying off student loans while covering other expenses.
Strategies to Handle Resuming Student Loan Payments
After 27 months of paused payments and 0% interest, student loan relief is scheduled to end on August 31, 2022. Are you ready to make federal student loan payments again? Find Out When Your First Student Loan Payment Is Due.
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Preparing for the Return of Student Loan Payments
Are you prepared to start making student loan payments again? Federal student loan payments are slated to resume in May 2022 after a two-year freeze. A CFP® professional can help you prepare your budget for student loan payments to resume and avoid falling behind.
To Consolidate or Not To Consolidate Your Student Loan
If you are paying off a student loan, chances are that debt management should be a top priority of your financial plan. So consider devising a monthly budget that allows you to pay your debt off as quickly as possible. Expenses fall under two categories: non-discretionary and discretionary.
Millennials: 5 Reasons to Work with a Financial Planner Before Turning 30
There is a general misconception that you need to be wealthy before working with a financial planner. That is far from the truth. While many Millennials may not consider themselves “wealthy,” that shouldn’t stop them from working with a financial planner.
Managing Your Finances During the COVID19 Crisis
To help you protect and manage your finances during this stressful time, CFP Board has gathered articles and resources from a range of reputable sources.
Debunking 'All Debt is Bad' and Other Common Myths
Not all debt is bad. Consider a few situations when debt can help improve your overall financial situation.
Building Credit 101
Good credit is an important aspect of life’s major decisions: it's required to obtain loans, keep low interest rates on credit cards and purchase a home or car.
Why Most Budgets Fail
Learn why most budgets are about as successful as crash diets, and get 5 tips to ensure that you can create a realistic budget to reach your goals.
Financial Tips for Supporting Adult Children
While there isn’t a one-plan-fits-all, these simple tips can help you launch your kids out of the nest and into financial independence.
5 Tips to Consider When Giving Money to Your Grandchildren
Work with a CFP® professional for guidance on incorporating personal gifting goals, such as helping with grandchildren's education costs, into a financial plan.
When Is the Right Time to Find a Financial Planner?
Working with a CFP® professional can help you gain the confidence to feel more financially secure as you navigate significant life changes.